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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,457 | $103,393-0.9% | $87,103+17.6% | $152,909-33.0% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.9%+10.6pp | 82.5%+5.0pp |
| Annual return | 20.68% | 28.10%-7.4pp | 28.19%-7.5pp | 345.46%-324.8pp |
| Employer contribution / active EE | $2,774 | $3,221-13.9% | $2,521+10.0% | $4,764-41.8% |
| Participant deferral / active EE | $5,333 | $4,778+11.6% | $4,049+31.7% | $5,851-8.9% |
| Admin fee / account holder | $1,828 | $12,195-85.0% | $7,491-75.6% | $11,601-84.2% |