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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,996 | $112,131-10.8% | $95,964+4.2% | $158,982-37.1% |
| Participation rate | 80.0% | 79.0%+1.0pp | 77.1%+2.9pp | 82.0%-2.0pp |
| Annual return | 8.13% | 171.19%-163.1pp | 91.64%-83.5pp | 302.99%-294.9pp |
| Employer contribution / active EE | $2,184 | $3,199-31.7% | $2,541-14.1% | $4,763-54.1% |
| Participant deferral / active EE | $4,976 | $4,784+4.0% | $4,167+19.4% | $5,983-16.8% |
| Admin fee / account holder | $1,860 | $10,136-81.7% | $6,797-72.6% | $11,252-83.5% |