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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,672,501 | $213,785+682.3% | $185,441+801.9% | $155,188+977.7% |
| Participation rate | 66.7% | 83.2%-16.6pp | 80.3%-13.6pp | 80.8%-14.1pp |
| Annual return | 13.58% | 19.97%-6.4pp | 20.16%-6.6pp | 148.84%-135.3pp |
| Employer contribution / active EE | $3,340 | $5,393-38.1% | $4,672-28.5% | $4,248-21.4% |
| Participant deferral / active EE | $20,667 | $6,864+201.1% | $6,152+236.0% | $6,531+216.4% |
| Admin fee / account holder | $0 | $21,134-100.0% | $17,890-100.0% | $14,480-100.0% |