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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,782 | $88,778-65.3% | $81,844-62.4% | $145,884-78.9% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 15.29% | 1033.03%-1017.7pp | 778.87%-763.6pp | 551.85%-536.6pp |
| Employer contribution / active EE | $1,672 | $3,087-45.8% | $2,916-42.7% | $4,662-64.1% |
| Participant deferral / active EE | $2,433 | $4,648-47.7% | $4,323-43.7% | $6,690-63.6% |
| Admin fee / account holder | $48,697 | $8,430+477.7% | $7,355+562.0% | $13,392+263.6% |