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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,341 | $92,766-74.8% | $82,763-71.8% | $134,545-82.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -31.31% | 946.97%-978.3pp | 702.45%-733.8pp | 418.37%-449.7pp |
| Employer contribution / active EE | $2,360 | $3,273-27.9% | $3,008-21.6% | $4,742-50.2% |
| Participant deferral / active EE | $6,027 | $4,802+25.5% | $4,395+37.1% | $6,401-5.9% |
| Admin fee / account holder | $6,033 | $5,978+0.9% | $5,325+13.3% | $11,431-47.2% |