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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,504 | $109,905-81.3% | $98,506-79.2% | $167,553-87.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | -12.29% | 1960.20%-1972.5pp | 1494.92%-1507.2pp | 478.89%-491.2pp |
| Employer contribution / active EE | $2,320 | $3,226-28.1% | $2,961-21.7% | $4,840-52.1% |
| Participant deferral / active EE | $7,112 | $4,674+52.2% | $4,277+66.3% | $6,343+12.1% |
| Admin fee / account holder | $2,571 | $6,760-62.0% | $5,955-56.8% | $12,316-79.1% |