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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,780 | $117,433-36.3% | $99,475-24.8% | $152,897-51.1% |
| Participation rate | 90.0% | 77.5%+12.5pp | 73.8%+16.2pp | 82.5%+7.5pp |
| Annual return | 26.87% | 31.87%-5.0pp | 30.72%-3.8pp | 345.43%-318.6pp |
| Employer contribution / active EE | $1,825 | $3,013-39.5% | $2,540-28.2% | $4,764-61.7% |
| Participant deferral / active EE | $3,938 | $4,086-3.6% | $3,619+8.8% | $5,851-32.7% |
| Admin fee / account holder | $2,048 | $7,634-73.2% | $6,252-67.2% | $11,599-82.3% |