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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,467 | $162,812-38.3% | $133,971-25.0% | $158,966-36.8% |
| Participation rate | 71.4% | 83.2%-11.8pp | 79.8%-8.4pp | 82.0%-10.5pp |
| Annual return | 16.54% | 41.94%-25.4pp | 45.09%-28.6pp | 302.95%-286.4pp |
| Employer contribution / active EE | $1,397 | $4,976-71.9% | $3,919-64.4% | $4,762-70.7% |
| Participant deferral / active EE | $3,023 | $5,910-48.8% | $5,047-40.1% | $5,983-49.5% |
| Admin fee / account holder | $2,105 | $11,741-82.1% | $8,929-76.4% | $11,250-81.3% |