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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,611 | $138,075-13.4% | $123,552-3.2% | $135,379-11.6% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -9.94% | 153.70%-163.6pp | 119.20%-129.1pp | 519.79%-529.7pp |
| Employer contribution / active EE | $4,521 | $5,152-12.2% | $4,628-2.3% | $4,779-5.4% |
| Participant deferral / active EE | $9,172 | $6,800+34.9% | $6,426+42.7% | $5,609+63.5% |
| Admin fee / account holder | $1,948 | $10,917-82.2% | $9,285-79.0% | $10,828-82.0% |