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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,874 | $150,447-21.0% | $136,298-12.8% | $147,586-19.5% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 18.33% | 1049.15%-1030.8pp | 5156.27%-5137.9pp | 578.59%-560.3pp |
| Employer contribution / active EE | $4,589 | $5,256-12.7% | $4,696-2.3% | $4,876-5.9% |
| Participant deferral / active EE | $9,112 | $6,631+37.4% | $6,247+45.9% | $5,439+67.5% |
| Admin fee / account holder | $3,197 | $10,906-70.7% | $9,244-65.4% | $10,886-70.6% |