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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,631 | $95,453-35.4% | $112,040-45.0% | $82,448-25.2% |
| Participation rate | 91.2% | 72.8%+18.4pp | 76.5%+14.7pp | 68.1%+23.1pp |
| Annual return | 13.41% | 23.92%-10.5pp | 24.52%-11.1pp | 41.64%-28.2pp |
| Employer contribution / active EE | $1,118 | $2,318-51.8% | $2,954-62.2% | $2,551-56.2% |
| Participant deferral / active EE | $3,231 | $4,224-23.5% | $5,098-36.6% | $4,139-21.9% |
| Admin fee / account holder | $1,588 | $9,013-82.4% | $12,098-86.9% | $7,234-78.0% |