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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,567 | $183,592-79.0% | $155,574-75.2% | $145,877-73.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 9.95% | 61.37%-51.4pp | 64.87%-54.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,982 | $5,317-62.7% | $4,676-57.6% | $4,663-57.5% |
| Participant deferral / active EE | $2,485 | $6,466-61.6% | $5,629-55.9% | $6,691-62.9% |
| Admin fee / account holder | $1,498 | $19,316-92.2% | $15,914-90.6% | $13,402-88.8% |