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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,939 | $175,231-85.8% | $149,696-83.3% | $139,466-82.1% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 13.86% | 166.77%-152.9pp | 134.46%-120.6pp | 373.66%-359.8pp |
| Employer contribution / active EE | $2,433 | $5,478-55.6% | $4,821-49.5% | $4,754-48.8% |
| Participant deferral / active EE | $3,116 | $6,521-52.2% | $5,682-45.2% | $6,712-53.6% |
| Admin fee / account holder | $457 | $16,155-97.2% | $13,212-96.5% | $11,409-96.0% |