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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,088 | $183,592-48.2% | $155,574-38.9% | $145,877-34.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.93% | 61.37%-50.4pp | 64.87%-53.9pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,365 | $5,317-74.3% | $4,676-70.8% | $4,663-70.7% |
| Participant deferral / active EE | $4,557 | $6,466-29.5% | $5,629-19.0% | $6,691-31.9% |
| Admin fee / account holder | $8,209 | $19,316-57.5% | $15,914-48.4% | $13,402-38.7% |