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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,057 | $202,342-39.2% | $172,753-28.8% | $152,909-19.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 29.77% | 1029.88%-1000.1pp | 803.00%-773.2pp | 345.46%-315.7pp |
| Employer contribution / active EE | $2,516 | $5,857-57.0% | $5,144-51.1% | $4,764-47.2% |
| Participant deferral / active EE | $7,018 | $5,948+18.0% | $5,198+35.0% | $5,851+19.9% |
| Admin fee / account holder | $11,173 | $17,112-34.7% | $13,956-19.9% | $11,601-3.7% |