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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,447 | $167,353-13.7% | $143,797+0.5% | $134,545+7.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -16.62% | 0.48%-17.1pp | -0.04%-16.6pp | 418.37%-435.0pp |
| Employer contribution / active EE | $3,085 | $5,620-45.1% | $4,952-37.7% | $4,742-34.9% |
| Participant deferral / active EE | $9,952 | $6,447+54.4% | $5,638+76.5% | $6,401+55.5% |
| Admin fee / account holder | $24,417 | $18,096+34.9% | $14,679+66.3% | $11,431+113.6% |