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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,087 | $76,551+153.5% | $123,894+56.7% | $62,881+208.7% |
| Participation rate | 91.3% | 73.0%+18.3pp | 81.4%+9.9pp | 69.3%+22.0pp |
| Annual return | 5.54% | 18.68%-13.1pp | 47.52%-42.0pp | 20.14%-14.6pp |
| Employer contribution / active EE | $6,132 | $2,882+112.8% | $4,617+32.8% | $2,281+168.9% |
| Participant deferral / active EE | $5,220 | $4,840+7.9% | $5,984-12.8% | $3,203+63.0% |
| Admin fee / account holder | $8,961 | $4,826+85.7% | $8,357+7.2% | $4,296+108.6% |