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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,236 | $98,776+165.5% | $149,745+75.1% | $79,856+228.4% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.5%+15.4pp | 69.6%+28.3pp |
| Annual return | 36.81% | 27.38%+9.4pp | 276.72%-239.9pp | 31.71%+5.1pp |
| Employer contribution / active EE | $5,049 | $3,217+56.9% | $4,646+8.7% | $2,471+104.3% |
| Participant deferral / active EE | $4,790 | $5,681-15.7% | $6,843-30.0% | $3,741+28.0% |
| Admin fee / account holder | $6,020 | $6,053-0.5% | $9,312-35.4% | $5,306+13.4% |