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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,170 | $160,040+83.8% | $147,096+100.0% | $145,877+101.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.47% | 98.49%-81.0pp | 419.75%-402.3pp | 551.28%-533.8pp |
| Employer contribution / active EE | $3,279 | $5,289-38.0% | $4,936-33.6% | $4,663-29.7% |
| Participant deferral / active EE | $8,349 | $8,429-0.9% | $8,071+3.4% | $6,691+24.8% |
| Admin fee / account holder | $2,926 | $15,050-80.6% | $13,005-77.5% | $13,402-78.2% |