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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,334 | $176,105+44.4% | $159,474+59.5% | $167,536+51.8% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 20.38% | 331.91%-311.5pp | 263.68%-243.3pp | 478.82%-458.4pp |
| Employer contribution / active EE | $2,512 | $5,299-52.6% | $4,831-48.0% | $4,839-48.1% |
| Participant deferral / active EE | $6,066 | $7,751-21.7% | $7,353-17.5% | $6,342-4.4% |
| Admin fee / account holder | $2,584 | $12,559-79.4% | $10,802-76.1% | $12,315-79.0% |