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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,984 | $138,114+39.7% | $125,391+53.9% | $134,545+43.4% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -25.53% | 750.88%-776.4pp | 572.41%-597.9pp | 418.37%-443.9pp |
| Employer contribution / active EE | $3,124 | $5,246-40.5% | $4,816-35.1% | $4,742-34.1% |
| Participant deferral / active EE | $7,595 | $7,801-2.6% | $7,448+2.0% | $6,401+18.6% |
| Admin fee / account holder | $1,972 | $11,570-83.0% | $10,009-80.3% | $11,431-82.7% |