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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,012 | $92,219-59.9% | $76,766-51.8% | $135,382-72.7% |
| Participation rate | 85.7% | 79.8%+5.9pp | 77.0%+8.8pp | 82.6%+3.1pp |
| Annual return | -4.36% | 5.46%-9.8pp | 2.43%-6.8pp | 519.77%-524.1pp |
| Employer contribution / active EE | $1,317 | $3,216-59.1% | $2,485-47.0% | $4,779-72.4% |
| Participant deferral / active EE | $4,641 | $4,508+2.9% | $3,851+20.5% | $5,609-17.3% |
| Admin fee / account holder | $559 | $10,749-94.8% | $6,675-91.6% | $10,829-94.8% |