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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,977 | $88,707-67.3% | $74,184-60.9% | $273,972-89.4% |
| Participation rate | 85.7% | 79.4%+6.3pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 4.16% | 11.94%-7.8pp | 17.74%-13.6pp | 41.46%-37.3pp |
| Employer contribution / active EE | $1,332 | $3,159-57.8% | $2,370-43.8% | $4,869-72.6% |
| Participant deferral / active EE | $2,885 | $4,212-31.5% | $3,550-18.7% | $5,287-45.4% |
| Admin fee / account holder | $1,995 | $8,717-77.1% | $5,586-64.3% | $10,133-80.3% |