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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,231 | $171,867-20.7% | $149,721-9.0% | $147,586-7.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 14.43% | 2113.36%-2098.9pp | 1501.67%-1487.2pp | 578.59%-564.2pp |
| Employer contribution / active EE | $1,837 | $6,275-70.7% | $5,444-66.3% | $4,876-62.3% |
| Participant deferral / active EE | $2,556 | $7,270-64.8% | $6,568-61.1% | $5,439-53.0% |
| Admin fee / account holder | $1,829 | $13,799-86.7% | $11,282-83.8% | $10,886-83.2% |