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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,705 | $184,000-29.5% | $162,185-20.0% | $152,909-15.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.21% | 150.80%-129.6pp | 115.61%-94.4pp | 345.46%-324.3pp |
| Employer contribution / active EE | $1,763 | $6,370-72.3% | $5,613-68.6% | $4,764-63.0% |
| Participant deferral / active EE | $2,436 | $8,033-69.7% | $7,297-66.6% | $5,851-58.4% |
| Admin fee / account holder | $619 | $13,124-95.3% | $10,844-94.3% | $11,601-94.7% |