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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,658 | $52,678-41.8% | $75,784-59.5% | $59,633-48.6% |
| Participation rate | 84.6% | 67.2%+17.4pp | 75.8%+8.8pp | 68.7%+15.9pp |
| Annual return | -2.29% | 2.95%-5.2pp | 9.68%-12.0pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $1,304 | $2,193-40.6% | $3,323-60.8% | $2,203-40.8% |
| Participant deferral / active EE | $2,385 | $2,591-7.9% | $3,652-34.7% | $3,192-25.3% |
| Admin fee / account holder | $9,714 | $3,610+169.1% | $5,300+83.3% | $4,297+126.1% |