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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,573 | $133,981-35.4% | $112,249-22.9% | $134,532-35.6% |
| Participation rate | 90.0% | 78.6%+11.4pp | 75.1%+14.9pp | 81.2%+8.8pp |
| Annual return | -14.81% | 47.16%-62.0pp | 27.48%-42.3pp | 418.27%-433.1pp |
| Employer contribution / active EE | $1,657 | $4,040-59.0% | $3,636-54.4% | $4,741-65.0% |
| Participant deferral / active EE | $3,570 | $5,292-32.5% | $4,729-24.5% | $6,401-44.2% |
| Admin fee / account holder | $5,649 | $7,492-24.6% | $6,412-11.9% | $11,429-50.6% |