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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,311 | $150,442+15.9% | $136,295+27.9% | $147,585+18.1% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 15.37% | 1049.09%-1033.7pp | 5155.97%-5140.6pp | 578.56%-563.2pp |
| Employer contribution / active EE | $2,362 | $5,256-55.1% | $4,695-49.7% | $4,876-51.6% |
| Participant deferral / active EE | $2,942 | $6,630-55.6% | $6,247-52.9% | $5,439-45.9% |
| Admin fee / account holder | $2,888 | $10,905-73.5% | $9,243-68.8% | $10,885-73.5% |