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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,799 | $135,956-3.1% | $123,894+6.4% | $273,972-51.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.08% | 56.63%-50.5pp | 47.52%-41.4pp | 41.46%-35.4pp |
| Employer contribution / active EE | $7,129 | $5,170+37.9% | $4,617+54.4% | $4,869+46.4% |
| Participant deferral / active EE | $3,359 | $6,343-47.0% | $5,984-43.9% | $5,287-36.5% |
| Admin fee / account holder | $2,802 | $9,817-71.5% | $8,357-66.5% | $10,133-72.3% |