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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,017 | $72,465+94.6% | $67,575+108.7% | $145,884-3.3% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 13.37% | 7222.56%-7209.2pp | 3528.98%-3515.6pp | 551.85%-538.5pp |
| Employer contribution / active EE | $3,412 | $3,074+11.0% | $2,736+24.7% | $4,662-26.8% |
| Participant deferral / active EE | $7,412 | $4,786+54.9% | $4,003+85.1% | $6,690+10.8% |
| Admin fee / account holder | $840 | $5,515-84.8% | $3,993-79.0% | $13,392-93.7% |