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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,086 | $86,938+9.4% | $102,423-7.2% | $80,925+17.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 12.81% | 18.89%-6.1pp | 29.42%-16.6pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,564 | $2,369-34.0% | $3,023-48.3% | $2,756-43.3% |
| Participant deferral / active EE | $3,683 | $4,120-10.6% | $5,054-27.1% | $4,299-14.3% |
| Admin fee / account holder | $12,961 | $8,053+61.0% | $9,455+37.1% | $6,940+86.8% |