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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,607 | $185,312-68.9% | $161,489-64.3% | $154,746-62.8% |
| Participation rate | 70.0% | 82.5%-12.5pp | 78.7%-8.7pp | 80.7%-10.7pp |
| Annual return | 18.87% | 103.84%-85.0pp | 89.72%-70.9pp | 172.34%-153.5pp |
| Employer contribution / active EE | $1,839 | $4,769-61.4% | $4,268-56.9% | $4,379-58.0% |
| Participant deferral / active EE | $3,284 | $6,350-48.3% | $5,630-41.7% | $6,730-51.2% |
| Admin fee / account holder | $598 | $18,654-96.8% | $16,006-96.3% | $14,365-95.8% |