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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,852 | $209,422-81.4% | $178,503-78.2% | $158,982-75.6% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 1.53% | 188.81%-187.3pp | 151.12%-149.6pp | 302.99%-301.5pp |
| Employer contribution / active EE | $1,845 | $5,707-67.7% | $5,011-63.2% | $4,763-61.3% |
| Participant deferral / active EE | $3,534 | $5,955-40.7% | $5,202-32.1% | $5,983-40.9% |
| Admin fee / account holder | $5,580 | $17,079-67.3% | $13,987-60.1% | $11,252-50.4% |