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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,431 | $90,614-43.2% | $76,089-32.4% | $145,877-64.7% |
| Participation rate | 25.0% | 74.5%-49.5pp | 69.1%-44.1pp | 80.3%-55.3pp |
| Annual return | 9.67% | 623.80%-614.1pp | 360.94%-351.3pp | 551.28%-541.6pp |
| Employer contribution / active EE | $782 | $3,324-76.5% | $2,690-70.9% | $4,663-83.2% |
| Participant deferral / active EE | $1,356 | $5,168-73.8% | $4,259-68.2% | $6,691-79.7% |
| Admin fee / account holder | $476 | $8,376-94.3% | $6,418-92.6% | $13,402-96.5% |