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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,097 | $85,024-54.0% | $70,544-44.6% | $139,466-72.0% |
| Participation rate | 33.3% | 73.9%-40.6pp | 68.4%-35.0pp | 80.3%-47.0pp |
| Annual return | 13.14% | 30.39%-17.3pp | 32.79%-19.7pp | 373.66%-360.5pp |
| Employer contribution / active EE | $1,043 | $3,912-73.3% | $2,976-65.0% | $4,754-78.1% |
| Participant deferral / active EE | $1,320 | $5,891-77.6% | $4,568-71.1% | $6,712-80.3% |
| Admin fee / account holder | $453 | $8,928-94.9% | $6,427-93.0% | $11,409-96.0% |