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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,293 | $82,314-65.6% | $68,808-58.9% | $134,532-79.0% |
| Participation rate | 33.3% | 75.1%-41.7pp | 69.0%-35.7pp | 81.2%-47.9pp |
| Annual return | -15.82% | -2.18%-13.6pp | -6.37%-9.4pp | 418.27%-434.1pp |
| Employer contribution / active EE | $922 | $3,301-72.1% | $2,656-65.3% | $4,741-80.6% |
| Participant deferral / active EE | $1,077 | $4,740-77.3% | $3,942-72.7% | $6,401-83.2% |
| Admin fee / account holder | $443 | $6,484-93.2% | $4,936-91.0% | $11,429-96.1% |