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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,913 | $87,166-48.5% | $76,735-41.5% | $137,256-67.3% |
| Participation rate | 33.3% | 74.4%-41.0pp | 69.5%-36.2pp | 80.0%-46.6pp |
| Annual return | 13.22% | 26.50%-13.3pp | 29.77%-16.5pp | 220.34%-207.1pp |
| Employer contribution / active EE | $695 | $2,904-76.1% | $2,454-71.7% | $4,156-83.3% |
| Participant deferral / active EE | $1,336 | $4,726-71.7% | $4,088-67.3% | $6,407-79.1% |
| Admin fee / account holder | $330 | $8,403-96.1% | $7,189-95.4% | $12,270-97.3% |