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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,913 | $107,733-58.3% | $92,985-51.7% | $154,746-71.0% |
| Participation rate | 33.3% | 74.6%-41.2pp | 69.5%-36.2pp | 80.7%-47.4pp |
| Annual return | 13.22% | 30.39%-17.2pp | 27.99%-14.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $695 | $3,126-77.8% | $2,662-73.9% | $4,379-84.1% |
| Participant deferral / active EE | $1,336 | $5,053-73.6% | $4,377-69.5% | $6,730-80.1% |
| Admin fee / account holder | $330 | $11,369-97.1% | $9,463-96.5% | $14,365-97.7% |