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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,674 | $56,197-9.8% | $67,652-25.1% | $59,633-15.0% |
| Participation rate | 87.9% | 71.5%+16.4pp | 75.7%+12.2pp | 68.7%+19.2pp |
| Annual return | -3.15% | 18508.10%-18511.3pp | 6625.40%-6628.5pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $1,121 | $1,615-30.6% | $2,266-50.5% | $2,203-49.1% |
| Participant deferral / active EE | $2,602 | $2,844-8.5% | $3,560-26.9% | $3,192-18.5% |
| Admin fee / account holder | $862 | $3,958-78.2% | $4,821-82.1% | $4,297-79.9% |