Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,146 | $71,873+93.6% | $86,698+60.5% | $68,490+103.2% |
| Participation rate | 63.4% | 72.2%-8.8pp | 76.6%-13.2pp | 67.9%-4.5pp |
| Annual return | -20.34% | 3.54%-23.9pp | 35.96%-56.3pp | -7.85%-12.5pp |
| Employer contribution / active EE | $1,019 | $2,173-53.1% | $2,837-64.1% | $2,597-60.8% |
| Participant deferral / active EE | $2,824 | $3,779-25.3% | $4,656-39.4% | $4,028-29.9% |
| Admin fee / account holder | $5,353 | $6,110-12.4% | $7,492-28.6% | $5,403-0.9% |