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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,765 | $72,071+56.5% | $68,368+64.9% | $137,256-17.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 14.81% | 353.14%-338.3pp | 292.57%-277.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $16,864 | $2,788+504.9% | $2,649+536.6% | $4,156+305.8% |
| Participant deferral / active EE | $6,426 | $4,410+45.7% | $4,123+55.9% | $6,407+0.3% |
| Admin fee / account holder | $6,551 | $5,336+22.8% | $5,150+27.2% | $12,270-46.6% |