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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,794 | $202,342-90.2% | $172,753-88.5% | $152,909-87.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.61% | 1029.88%-1011.3pp | 803.00%-784.4pp | 345.46%-326.9pp |
| Employer contribution / active EE | $2,663 | $5,857-54.5% | $5,144-48.2% | $4,764-44.1% |
| Participant deferral / active EE | $1,243 | $5,948-79.1% | $5,198-76.1% | $5,851-78.8% |
| Admin fee / account holder | $5,222 | $17,112-69.5% | $13,956-62.6% | $11,601-55.0% |