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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,076 | $217,432-80.6% | $185,851-77.4% | $167,553-74.9% |
| Participation rate | 91.7% | 86.1%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 17.43% | 148.43%-131.0pp | 122.11%-104.7pp | 478.89%-461.5pp |
| Employer contribution / active EE | $4,799 | $5,874-18.3% | $5,168-7.2% | $4,840-0.8% |
| Participant deferral / active EE | $2,148 | $6,357-66.2% | $5,569-61.4% | $6,343-66.1% |
| Admin fee / account holder | $560 | $19,820-97.2% | $16,245-96.6% | $12,316-95.5% |