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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,598 | $215,361-75.6% | $171,082-69.3% | $273,972-80.8% |
| Participation rate | 88.2% | 82.0%+6.2pp | 76.7%+11.5pp | 83.0%+5.2pp |
| Annual return | 2.81% | 25.14%-22.3pp | 32.56%-29.7pp | 41.46%-38.6pp |
| Employer contribution / active EE | $1,582 | $4,967-68.1% | $4,002-60.5% | $4,869-67.5% |
| Participant deferral / active EE | $1,943 | $5,543-64.9% | $4,797-59.5% | $5,287-63.3% |
| Admin fee / account holder | $1,707 | $10,846-84.3% | $8,520-80.0% | $10,133-83.2% |