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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,710 | $197,819-75.9% | $155,789-69.4% | $125,389-62.0% |
| Participation rate | 94.1% | 82.1%+12.0pp | 76.1%+18.0pp | 83.2%+10.9pp |
| Annual return | 2.67% | 86.73%-84.1pp | 71.54%-68.9pp | 282.24%-279.6pp |
| Employer contribution / active EE | $1,610 | $4,850-66.8% | $3,839-58.0% | $4,866-66.9% |
| Participant deferral / active EE | $1,733 | $5,631-69.2% | $4,798-63.9% | $5,352-67.6% |
| Admin fee / account holder | $1,757 | $9,544-81.6% | $7,477-76.5% | $9,541-81.6% |