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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,140 | $114,712+31.8% | $173,730-13.0% | $87,485+72.8% |
| Participation rate | 80.0% | 73.0%+7.0pp | 79.6%+0.4pp | 68.9%+11.1pp |
| Annual return | 12.00% | 20.18%-8.2pp | 19.96%-8.0pp | 26.06%-14.1pp |
| Employer contribution / active EE | $1,976 | $2,904-32.0% | $4,577-56.8% | $2,596-23.9% |
| Participant deferral / active EE | $3,992 | $4,642-14.0% | $6,326-36.9% | $4,274-6.6% |
| Admin fee / account holder | $17,163 | $10,210+68.1% | $17,523-2.1% | $7,775+120.7% |