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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,922 | $64,719+29.7% | $112,249-25.2% | $68,486+22.5% |
| Participation rate | 96.3% | 67.2%+29.1pp | 75.1%+21.2pp | 67.9%+28.4pp |
| Annual return | -7.34% | -11.40%+4.1pp | 27.48%-34.8pp | -7.85%+0.5pp |
| Employer contribution / active EE | $7,081 | $2,747+157.8% | $3,636+94.7% | $2,597+172.7% |
| Participant deferral / active EE | $3,151 | $3,565-11.6% | $4,729-33.4% | $4,028-21.8% |
| Admin fee / account holder | $7,080 | $5,232+35.3% | $6,412+10.4% | $5,404+31.0% |