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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,624 | $57,352+108.6% | $83,831+42.7% | $64,173+86.4% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 7.07% | 11.38%-4.3pp | 850.99%-843.9pp | 7.63%-0.6pp |
| Employer contribution / active EE | $7,385 | $2,546+190.1% | $3,631+103.4% | $2,381+210.2% |
| Participant deferral / active EE | $2,771 | $2,993-7.4% | $4,082-32.1% | $3,470-20.1% |
| Admin fee / account holder | $9,342 | $4,046+130.9% | $5,479+70.5% | $4,887+91.1% |