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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,945 | $115,225-54.9% | $100,712-48.4% | $138,895-62.6% |
| Participation rate | 52.9% | 74.3%-21.4pp | 69.3%-16.3pp | 79.9%-27.0pp |
| Annual return | 16.80% | 40.35%-23.6pp | 33.27%-16.5pp | 145.39%-128.6pp |
| Employer contribution / active EE | $641 | $2,771-76.9% | $2,313-72.3% | $4,194-84.7% |
| Participant deferral / active EE | $1,970 | $4,699-58.1% | $4,085-51.8% | $6,396-69.2% |
| Admin fee / account holder | $3 | $10,844-100.0% | $9,256-100.0% | $12,562-100.0% |