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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,012 | $111,787-61.5% | $93,681-54.1% | $145,978-70.5% |
| Participation rate | 57.9% | 74.2%-16.3pp | 68.7%-10.8pp | 80.3%-22.4pp |
| Annual return | 16.14% | 203.52%-187.4pp | 133.47%-117.3pp | 550.52%-534.4pp |
| Employer contribution / active EE | $547 | $3,093-82.3% | $2,422-77.4% | $4,662-88.3% |
| Participant deferral / active EE | $1,790 | $4,918-63.6% | $4,415-59.4% | $6,690-73.2% |
| Admin fee / account holder | $75 | $10,256-99.3% | $8,290-99.1% | $13,400-99.4% |