Filed August 5, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $28,216 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,698 | $36,939+67.0% | $80,716-23.6% | $93,030-33.7% |
| Participation rate | 9.3% | 32.6%-23.3pp | 54.2%-44.9pp | 73.9%-64.6pp |
| Annual return | 13.27% | 17.55%-4.3pp | 87.28%-74.0pp | 158.70%-145.4pp |
| Employer contribution / active EE | $36 | $455-92.1% | $1,160-96.9% | $2,706-98.7% |
| Participant deferral / active EE | $321 | $1,044-69.2% | $2,146-85.0% | $4,562-93.0% |
| Admin fee / account holder | $149 | $162-7.8% | $3,380-95.6% | $152-1.8% |